The Federal Government announced the National Savings Scheme 2024 in April. In the most recent scheme 2024, the federal government increased the profit rates on National Saving Certificates and National Saving Certificates as well as the National Saving Accounts w.e.f 10. April 2024. Below, we’ve provided the rates of profit and the maturation period. In addition, we have also provided details on the available and forthcoming services. Be sure to read the entire article.
National Savings Scheme 2024 for Certificates and Accounts Rates Check Online
Profits Rates 2024 on National Savings Certificates
In the case of National Saving Certificates, the government has announced the following rates that will be effective from April 10th, 2024.
| Certificates | Maturity Period | Rate Of Return |
| Special Saving Certificate | 03-Years | Average
17.13% |
| Short-Term Saving Certificates | 03-Months
06-Months 01-Year |
19.92%
19.64% 19.82% |
| Behood Saving Certificate | 10-Years | Monthly Profit 16.56% |
| Regular Income Certificate | 05-Years | Monthly Profit 12.84% |
| Defense Saving Certificate | 10-years | Monthly Profit 14/87% |
Check also:SED Provision Of PERs & Promotion Of BS 16-19
National Saving Offered Services
- Free Debit Card
- Free Personalized Check Book
- Linking to RAST
- Non-Financial Mobile App
- Inter Branch Transaction Facility
- Digital Special Saving Certificates
Profit Rates 2024 on National Savings Accounts
To fund the National Saving Accounts, the government has announced the following rates, effective from April 10th, 2024.
| Account Name | Maturity Period | Rate of Return |
| Special Saving Accounts | 03-years | Average 17.13% |
| Shuhdas Family Welfare Account | 01-year | Average
16.56% |
| Saving Accounts | Average
18.50% |
|
| Pensioner’s Benefits Accounts | 10-years | Average
16.56% |
National Savings Upcoming Services
- Digital Prize Bonds
- Digital Saving Certificates
- Linking to Roshan Digital Accounts
- Shariah-Complaints Saving Schemes
- Linking to Teclo Operators
- Fully Functional Mobile App